Providers who accept insurance have contracts with insurance companies, and these contracts often restrict aspects of the treatment provided. The insurance companies are paying the majority of the bills, so they want to have a say.
In order for us to have full control over treatment, we’ve opted to remain out of network. Our treatment recommendations are influenced by science and our clinical judgment, not by the interests of the insurance companies. We are free to collaborate with you and make recommendations solely in your best interests and not be bound by insurance company restrictions.
Therefore, we are a fee-for-service practice, which means that we require payment at the time services are provided. What we do is supply you with a superbill which contains all of the information you’d need for submitting directly to your insurance company for your own reimbursement if you have out-of-network benefits.
We advise everyone to contact their individual insurance companies to determine what’s covered, if authorizations are needed, etc. If you have any questions, please ask us; we’re happy to guide you.
While we understand and are sensitive to the fact that cost is a strong factor when considering the right therapist, we strongly encourage prospective patients to consider the following:
- Specialists in evidence-based mental health treatment can often help patients reach their goals faster, thereby making length of time in treatment shorter. Because of this, therapy may cost less in the long run.
- Because specialists using science-supported strategies often help patients reach their goals faster, patients start to see improvements faster. Therefore, they spend less time struggling and feel more in control and empowered sooner.
- We often hear prospective patients show surprise that they actually have out-of-network benefits! This is why we recommend calling insurance companies to inquire about benefits.
- We also hear frequently that out-of-network benefits reimburse the patient a substantial proportion of the fees for our services, thereby making our services’ costs comparable to in-network copays.
We want you to make the most informed and best decision for you or your loved one.
Please call us at (908) 883-4173 to inquire about our current fees.